It is important to use the home loan calculator Australia in the right way, otherwise it will not be properly activated and you could end up working with a whole set of wrong figures.
If you have never used a home loan calculator in Australia before you may find it much easier to type in the loan amount and the interest rates rather than using the sliding rule provided on some of them. It is sometimes difficult to get that exact figure to come up when you do it by moving the sliding rule. And if you are busy typing in the amount, your eye will probably not register that there has been no change in the interest from the default amount that was there when you first opened the web page.
This is important because unless you use the sliding rule to change the data to the amounts you want, the home loan calculator will not be prompted to respond and the end result will be not be the right amount, thus giving you a completely misleading set of figures to work with. So when you are changing the loan amount from the default to your own loan amount and also when you are changing the interest rate, use the sliding rule to change the figures.
In fact, some calculators may have a sliding rule for other figures; if so, be sure to use it rather than typing in the figures. Watch to see that the figures do actually change from the default amount. You can also watch the graph to make sure the line or coloured marker on that changes too. Both should change from the default amount when you input different data.